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Straight answersHow much does home care cost?
It's the first question most families ask — and most agencies avoid. Here's how pricing really works, what drives it up or down, and how families in Houston pay for care.
What drives the cost
- Hours per week — a few mornings costs less than daily or around-the-clock support.
- Level of care — non-medical personal assistance (bathing, meals, companionship) is priced differently from skilled nursing (wound care, medication management).
- Schedule — overnights, weekends, and holidays may carry different rates.
- Special needs — memory support, mobility assistance, or two-person transfers can affect staffing.
We price by the hour, in writing, after a free in-home assessment — so you know exactly what you're paying for and can adjust as needs change.
What care looks like at different levels
A few mornings a week
Who it's for: A parent who's mostly independent but needs help with bathing, breakfast, and medication reminders.
Typically: Personal assistance, 2–4 hours per visit, 3 mornings a week.
Cost driver: low hours — the most affordable way to start.
Daily support
Who it's for: A loved one who shouldn't be alone for long stretches — meals, housekeeping, errands, companionship, safety.
Typically: Personal assistance, 4–8 hours a day, 5–7 days a week; family provides evenings.
Cost driver: hours per week; often paired with respite for the family caregiver.
Recovery after a hospital stay
Who it's for: Someone coming home after surgery or a hospitalization with a physician's plan of care.
Typically: Skilled home health visits (nursing, wound care, medication management) plus optional personal assistance in between.
Cost driver: skilled care may be covered by insurance for eligible patients; personal assistance is usually private-pay.
How families pay for care
- Private pay — the most common and most flexible option; you choose the hours.
- Long-term care insurance — many policies cover in-home care; we can help you understand what your policy requires.
- Medicaid programs — Texas Medicaid and waiver programs may cover personal assistance for eligible individuals.
- Medicare & health plans — may cover skilled home health for eligible patients through Medicare-certified agencies. Ask us about current options for your situation.
- Veterans benefits — programs such as Aid & Attendance may help eligible veterans and surviving spouses pay for care.
Cost questions, answered
Do you charge a flat rate?
No. Home care is priced by the hours and level of care your family needs. After a free in-home assessment we give you a clear, written quote with no hidden fees.
Is there a minimum number of hours?
We build schedules around real needs — from a few hours a week to daily support. We'll tell you about any minimums before you commit.
Will insurance or Medicare pay for it?
It depends on the type of care and your coverage. Non-medical personal assistance is often private-pay or covered by long-term care insurance or Medicaid programs when eligible; skilled home health may be covered by Medicare or other plans for eligible patients through certified agencies. We'll walk you through your options honestly.
Are there long-term contracts?
No long-term contracts. A simple service agreement, and you can adjust or pause care with reasonable notice.
Let's talk about what would help most
A warm, no-pressure conversation — and a free in-home assessment when you're ready.